Used cars up to $400/month available at AutoAgents in Ottawa
Updated September 21, 2026
AutoAgents has 11 used cars up to $400/month in stock, priced from $6,499 — estimated $159/month at 7.99% APR over 48 months with $0 down, on approved credit, listed cheapest first.
| In stock | 11 used cars up to $400/month (as of October 10, 2026) |
| Priced from | $6,499 |
| Drivetrain | 6 AWD, 5 FWD |
| Listed | Lowest advertised price first |
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32017 Chevrolet Cruze LT AUTO
$10,999136,224 km · Automatic · FWD
- $4,000 below the list median
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Inventory current as of October 10, 2026.
What vehicles are in stock and what do they cost?
AutoAgents maintains 35 used vehicles across 16 different makes and 6 body styles, refreshed as inventory turns. The median asking price in stock is $13,999, and 10 vehicles are listed under $10,000, giving shoppers options at different price points. The dealership sources vehicles from private sellers, dealers, auctions, lease companies, and manufacturers all over Canada, so the selection changes regularly. All-in pricing includes shipping, pre-purchase inspection, safety certification, and cleaning, though licensing and taxes are separate.
How does the monthly payment change based on credit and loan term?
AutoAgents works with a network of 10+ prime, near-prime, and subprime lenders and arranges financing for credit scores from 480 to 850. Program rates range from 6.89% for excellent credit to 19.99% for rebuilding credit; the actual rate depends on the lender's decision, the vehicle, and your approval. Loan terms vary by credit tier: 96 months for excellent or good credit, 84 months for fair or rebuilding credit. On the $13,999 median vehicle, the difference is stark, $190 per month over 96 months at 6.89% APR with zero down, versus $232 per month over 84 months at 9.99% APR with zero down. A longer term lowers the monthly payment but raises total interest paid, so shoppers rebuilding credit should understand this tradeoff. AutoAgents presents the lender's actual rate without markup and offers programs to lower your interest rate once you qualify.
How does AutoAgents ensure the vehicles are safe and the pricing is honest?
Every vehicle AutoAgents sells passes a third-party mechanical inspection and carries a provincial safety certification before going online. The dealership's total price is all-in, shipping, pre-purchase inspection, safety certification, and cleaning are included, so you know upfront what you're paying for the vehicle itself. Licensing and taxes are disclosed separately. The dealership shows the rate a lender quotes without markup; the rate you see is the rate you get, alongside the term and any fees. Federal and provincial consumer protection laws require lenders and dealers to provide a disclosure statement before finalizing the agreement, protecting you at the point of sale.
Sourcing service
“Browse certified, inspected vehicles ready for immediate delivery. No hidden fees, no showroom pressure, and a dedicated agent to guide you from search to keys.” — AutoAgents